Congratulations to all for their hard work! Last Friday (July 8th) I had the pleasure of attending the Grand Opening for the Argyle Business Improvement Area (BIA) in London. It is always nice to see area businesses come together, some of them competitors, with the long term objective of growing their businesses, encouraging new businesses, [ Read More ]
As part of the executive of the Hamilton Road Area Business Association, I had the opportunity this Tues July 5th to go on a personal tour of the new London Optimists Sports Centre (LOSC) off Rectory Street at the CNR tracks here in London. The naming rights have been made official and it will be [ Read More ]
You are no doubt aware that, on average 25 to 35 percent of your health and dental premiums go directly to your insurance company to cover their expenses. What if you could pay just 15 percent instead? If you have enough employees to comfortably spread the risk, we can help you self insure and, in [ Read More ]
If you own an incorporated or limited company, you should be taking advantage of a “Cost Plus” program. How does it work? Cost Plus takes advantage of section 248 of The Income Tax Act which stipulates that the premiums a business pays for employees’ health and dental benefits are tax deductible. The benefits received (reimbursements [ Read More ]
Just because you pay for Long Term Disability (LTD) coverage, that doesn’t mean you will collect what you are expecting. There are a few areas where misunderstandings sometimes take place and provisions you should be aware of that may sometimes limit the amount payable under your group LTD benefits. You can avoid being painted into [ Read More ]
Pooling is the basic principal that any true insurance program is based on. Simply put, pooling describes the process by which the financial risk of a specific event or events happening is spread out over a large pool of individuals. Insured Benefits: All group programs pool their high risk benefits, which involve large dollar claims [ Read More ]
